Oma Sp, the most profitable bank in Finland, has experienced rapid growth and profitability. However, despite this success, its valuation on the Helsinki Stock Exchange is not reflective of its market position. This is due to the bank’s low valuation coefficient compared to its peers. In the last quarter, Oma Sp made an excellent result but fell short of analysts’ expectations by 7 million euros. Despite this disappointment, the bank’s focus on retail banking and high-quality customer service continues to drive its growth and profitability. The bank plans to expand into financial management and increase market share in growth centers while maintaining a strong presence in large cities.