A couple born in 1983 received a substantial amount of money and were unsure how to invest it. They turned to a consultant for advice on managing and using their funds properly, preserving them, and limiting price slippage. The consultant recommended that if they receive compensation of 11-12 billion VND, they should invest in a variety of investments. However, if the value of the land increases due to planning, it is advisable to wait another 1-3 years before making any investment decisions.
The couple currently lives in Binh Duong and owns two pieces of land, one of which is being prepared for planning with an amount of about 11-12 billion VND. Their family’s economy is stable with a monthly income over 25 million VND. The consultant advised that with a solid base from their monthly income and owning a large amount of money like 11-12 billion VND, investing smartly and allocating the money wisely is crucial for their financial plan.
If the family receives compensation due to planning, the consultant recommended allocating about 50% of the money into rental investment real estate. Residential land with good growth potential in the future could be another option for this segment, allocating 30% of the money. The remaining 20% should be reserved for reserve funds and highly liquid assets.
In case where the family receives an amount due to increased value of their land from planning, it was suggested waiting another 1-3 years for potential price increases in real estate market before making any investment decisions after thorough research on real estate market development was advised.
The consultant wished them luck and success on their financial journey while reminding them that personal financial planning can be complex but with understanding and proper planning financial goals can be achieved